At VoiceSpend, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect your personal information.

1. Information We Collect

1.1 Information You Provide

Account Information: Name, email address, password
Financial Data: Transaction amounts, categories, merchants, notes
Voice Data: Voice recordings for expense entry (processed for transcription purposes)
Payment Information: Billing details for paid subscriptions (processed by Polar.sh)

1.2 Automatically Collected Information

Device information (type, operating system, app version)
Usage data (features used, session duration)
Crash reports and performance data
IP address and approximate location (for currency defaults)

2. How We Use Your Information

We use your information to:

Provide and improve the Service
Process your transactions and expenses
Send important account notifications
Provide customer support
Analyze usage to improve features
Prevent fraud and abuse

3. How We Protect Your Information

Industry-standard encryption for data at rest
TLS encryption for data in transit
Secure cloud infrastructure (Google Cloud Platform / Firebase)
Access controls and security best practices

4. Data Sharing

We do not sell your personal data, share it with third parties for marketing purposes, or use it for AI training. We may share data with:

Service Providers: Cloud hosting (Firebase/Google Cloud), payment processing (Polar.sh), and analytics providers
Legal Requirements: When required by law or to protect rights and safety

5. Your Rights

You have the right to:

Access: Request a copy of your personal data
Correction: Update inaccurate information
Deletion: Request deletion of your account and data
Export: Download your data in a portable format
Opt-out: Unsubscribe from marketing communications

6. GDPR Compliance (EU Users)

For users in the European Union:

We process data based on consent and legitimate interest
You may withdraw consent at any time
You have the right to lodge a complaint with a supervisory authority
Data is stored in secure US and EU data centers

7. CCPA Compliance (California Users)

California residents have additional rights:

Right to know what personal information is collected
Right to delete personal information
Right to opt-out of the sale of personal information (we don't sell data)
Right to non-discrimination for exercising privacy rights

8. Data Retention

We retain your data for as long as your account is active. Upon account deletion, we remove your data within 30 days, except where legally required to retain it.

9. Children's Privacy

VoiceSpend is not intended for children under 13. We do not knowingly collect information from children under 13.

10. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of material changes via email or in-app notification.

11. Contact Us

For privacy questions or to exercise your rights, contact us at support@slashcommit.com.