Powerful Features forSmart Tracking
Everything you need to track, budget, and understand your spending. From voice entry to AI insights, VoiceSpend has you covered.
Explore by workflow
Start with the part of the product you care about most, then dive into the detailed feature sets below.
Capture faster
Voice entry, receipts, and quick manual input keep logging friction low.
Stay organized
Accounts, categories, recurring items, and budgets keep money structured.
Understand spending
Dashboards, reports, merchant analysis, and AI insights explain what changed.
Input Methods
Multiple ways to manage your finances
6 features
Voice Entry
Track expenses, transfer money, and create accounts — all by speaking naturally.
Multi-Expense Voice
PlusAdd multiple expenses in one voice command. "Lunch $15, coffee $5, and parking $3".
Voice Queries
PlusAsk questions about your spending by voice. "How much did I spend on food this week?"
Manual Entry
Quick manual entry with smart suggestions. Auto-complete merchants, categories, and amounts based on your history.
Receipt Scanning
Snap a photo of your receipt. OCR extracts merchant, amount, and date automatically.
Data Import
PlusImport from CSV (Mint, YNAB, Monarch, or any bank export), Smart CSV with AI column mapping, free-form text paste, or photo import.
Organization
Keep your finances tidy
4 features
Smart Categories
Pre-built categories for common expenses. Create custom categories and subcategories to match your lifestyle.
AI Auto-Categorization
PlusOur AI learns your patterns and automatically categorizes new transactions. Manual overrides train the AI.
Powerful Search
Find any transaction instantly. Search by amount, merchant, category, date range, or custom tags.
Recurring Transactions
Set up recurring expenses like rent, subscriptions, and bills. Get reminders before they're due.
Accounts & Tracking
Track all your money
6 features
Safe-to-Spend Calculator
Know exactly what's yours to spend — after every bill, every budget, and every goal.
Financial Accounts
Track multiple bank accounts, credit cards, cash, and investment accounts.
Savings Goals
Set savings goals and track progress. Visualize your path to financial milestones.
Auto-Detect Recurring (AI)
ProAI automatically detects recurring patterns in your transactions and suggests tracking them.
Net Worth Dashboard
Track your total net worth across all accounts. See your financial health at a glance.
Credit Card Payment Reminders
PlusTrack credit card due dates and get reminded before payments are due. Never miss a payment or pay late fees.
People & IOUs
Split expenses and settle up
5 features
Split Expenses
Split any expense with friends. Equal or custom splits — your personal share is tracked separately for budgets.
Contacts
Add contacts to track who owes you and who you owe. See balances at a glance on the People page.
Settle Up
Record settlements when someone pays you back or you pay them. Balances update automatically.
Voice IOUs
Split expenses by voice: "Dinner $90 split with Sarah and Mike". Settle up by voice too.
Contact History
See a full timeline of splits, settlements, and balance adjustments for every contact.
Budgeting
Stay on track with your goals
5 features
Category Budgets
Set spending limits per category. Visual progress bars show how much you've spent vs. your budget.
Flexible Budget Periods
Set budgets for any frequency — daily, weekly, bi-weekly, monthly, or yearly. Period is set per budget.
Budget Alerts
Get notified at 50%, 80%, and 100% of your budget. Add custom thresholds like 60% or 90% to fine-tune your alerts.
Rollover Budgets
PlusUnused budget from one month rolls over to the next. Perfect for irregular expenses like car maintenance.
AI Budget Suggestions
ProGet personalized budget recommendations based on your spending patterns and goals.
Analytics & Reports
Understand your spending
6 features
Spending Dashboard
Organized charts showing daily, weekly, and monthly spending trends. See where your money goes at a glance.
Category Breakdown
Detailed pie charts and bar graphs for each category. Compare spending month over month.
Merchant Analysis
PlusSee which merchants you spend the most at. Track spending trends by merchant over time.
AI Insights & Recommendations
ProSmart recommendations based on your spending patterns. Identify spending anomalies and get actionable advice.
Weekly AI Spending Digest
ProEvery Monday morning, a 2–3 sentence AI summary of your past week — total spent, the most notable change vs your usual week, and your top category.
Export Reports
PlusExport your data in CSV, PDF, or JSON on paid plans for full portability.
Pro Features
Advanced capabilities for power users
2 features
Multi-Currency Support
ProTrack expenses in multiple currencies with automatic conversion. Perfect for travelers.
Transaction Attachments
PlusAttach receipts, invoices, and documents to any transaction for better record keeping.
Home-Screen Widgets
Your money at a glance — without opening the app
4 features
Safe-to-Spend Widget
PlusThe dashboard hero number on your home screen. Pro users get a lock-screen variant too.
Account Balance Widget
See your default account balance at a glance. Plus users can pick which account or sum a custom set.
Spending Summary Widget
Today, this week, or this month — your spending totals on the home screen. Plus adds delta vs prior period and the top category.
Budget Status Widget
PlusProgress bars for your budget allocations. Large variant on Plus shows the top three at once.
Sync & Security
Your data, everywhere and safe
4 features
Cloud Sync
Real-time sync across all your devices. Start on your phone, continue on the web.
Offline Mode
Log expenses without internet. Everything syncs automatically when you're back online.
Bank-Level Security
256-bit encryption, secure authentication, and regular security audits. Your data is always protected.
Automatic Backups
Your data is automatically backed up daily. Restore from any point in the last 30 days.
Free vs Plus vs Pro Comparison
See exactly what you get with each plan
Compare plans at a glance, then use the pricing page for the full feature and billing breakdown.
| Feature | Free | Plus | Pro |
|---|---|---|---|
| Voice entries | 10/month | 100/month | Unlimited |
| Multi-expense voice | |||
| Voice queries | |||
| Manual entry | |||
| Financial accounts | 2 | 10 | Unlimited |
| Receipt scanning | 5/month | 50/month | Unlimited |
| Custom categories | 5 | 25 | Unlimited |
| Budgets | 3 | 10 | Unlimited |
| Budget periods | Daily · Weekly · Bi-Weekly · Monthly · Yearly | Daily · Weekly · Bi-Weekly · Monthly · Yearly | Daily · Weekly · Bi-Weekly · Monthly · Yearly |
| Budget alert thresholds | Custom (50%, 80%, 100%+) | Custom (50%, 80%, 100%+) | Custom (50%, 80%, 100%+) |
| On-pace budget indicators | |||
| Velocity push alerts (mid-period) | |||
| Custom velocity sensitivity | |||
| Rollover budgets | |||
| Merchant budgets | Up to 5 | Unlimited | |
| Zero-based budgeting | Manual income | + Auto income pull | + AI suggestions |
| Recurring items | 10 | 50 | Unlimited |
| Cash flow forecast | |||
| Savings goals | 2 | 10 | Unlimited |
| Tags | 30 | 200 | Unlimited |
| Tags per transaction | 5 | 15 | 30 |
| Category rules | 5 | 25 | Unlimited |
| Attachments per transaction | — | 5 | 10 |
| Contacts | 10 | 50 | Unlimited |
| Split expenses | |||
| Settle up | |||
| Voice IOUs | |||
| AI auto-categorization | |||
| AI insights & recommendations | |||
| Weekly AI spending digest | |||
| AI budget suggestions | |||
| AI Text & Image Import | |||
| Basic reports | |||
| Advanced reports | |||
| Custom reports | |||
| All export formats | |||
| Merchant analysis | |||
| Monthly trend lookback | 3 months | 12 months | All time |
| Day-of-week spending heatmap | |||
| Time-of-day chart | |||
| Category breakdown on heatmap | |||
| Safe-to-Spend calculator | |||
| Reserve buffer & custom window | |||
| Account Balance widget (home) | Default account | Custom picker, multi-account | Custom picker, multi-account |
| Spending Summary widget (home) | MTD total | With delta + top category | With delta + top category |
| Budget Status widget (home) | |||
| Safe-to-Spend widget (home) | |||
| Lock-screen widgets (all 4 + complications) | |||
| Custom widget configuration | |||
| Credit card payment reminders | |||
| Net worth dashboard | |||
| Automatic backups | |||
| Multi-currency | |||
| Auto-detect recurring (AI) | |||
| Active sessions (devices) | Unlimited | Unlimited | Unlimited |
| Monthly grade card | Text summary | ||
| Image export & share | |||
| 12-month history | |||
| Cloud sync | |||
| Offline mode |
Ready to Try These Features?
Start with our free plan and upgrade when you need more.