Voice-first expense tracking
Track Expenses Just By Speaking
Track expenses, transfer money between accounts, and create new accounts without typing through forms. VoiceSpend turns natural language into a clean finance workflow you can actually stick with.
No credit card required. Free forever.
Capture in seconds
Say it once and keep moving instead of typing through forms.
Private by default
Budgets, reports, and voice parsing in one secure workflow.
Built for everyday use
Expenses, transfers, and account setup all use the same natural language.
Product preview
See how voice turns into structure
Voice input
“Coffee at Starbucks, five fifty”
amount
$5.50
category
Coffee & Drinks
merchant
Starbucks
date
Today
Voice input
“Transfer $100 from checking to savings”
amount
$100.00
category
Transfer
merchant
Checking → Savings
date
Today
Voice input
“Create a savings account called Emergency Fund”
amount
$0.00
category
Account Creation
merchant
Emergency Fund
date
Today
Voice input
“Dinner $90, split with Sarah and Mike”
amount
$90.00
category
Dining
merchant
Split 3 ways
date
Today
Voice-first input
Track spending, transfers, and accounts without breaking your flow.
Privacy-focused
Keep sensitive money data in a product designed around secure handling.
Fast daily habit
Remove the delay between making a purchase and recording it.
See the workflow
Preview how spoken input becomes clean categories, merchants, and account activity.
Try Voice Entry Right Now
Track expenses, transfer money, or create accounts — all by speaking naturally.
Click to speak
Try saying:
“Coffee at Starbucks, five fifty”
“Transfer $100 from checking to savings”
“Create a savings account called Emergency Fund”
“Dinner $90, split with Sarah and Mike”
Your voice is processed securely. Nothing is stored unless you sign up.
Everything You Need to Track Expenses
VoiceSpend combines the fastest input methods with powerful budgeting and analytics — all in one place.
Voice Entry
Track expenses, transfer money, and create accounts — all by speaking naturally.
Safe-to-Spend
Know exactly what's yours to spend — after every bill, every budget, and every goal.
Home-Screen Widgets
Account balance, spending summary, budget status, and safe-to-spend — visible without opening the app.
Weekly AI Spending Digest
Every Monday morning, a 2–3 sentence AI recap of your week — what you spent, what changed, where it went.
Smart Reports
Beautiful charts and insights show exactly where your money goes each month.
Budget Tracking
Set budgets per category with daily, weekly, or monthly periods. Visual progress bars and custom alerts keep you on track.
Merchant Budgets
Stop spending $80/month at Starbucks. Set a limit per merchant.
Smart Alerts
Get notified before you overspend. Customizable alerts keep you in control.
On-Pace Budget Alerts
Mid-period warnings when you're trending over a budget — not after. Every budget shows a live 'On pace for $X' indicator.
Monthly Report Card
Get a letter grade for every budget category at month's end. Overall weighted score, savings rate, and a shareable PNG image your friends will actually see.
Recurring Expenses
Track subscriptions and bills automatically. Get reminders before they're due.
Cash Flow Forecast
Know if you'll have money on the 15th. Every scheduled bill, subscription, and paycheck on a calendar with daily projected balance.
Split & Settle
Split expenses with friends, track who owes what, and settle up — all with voice support.
Data Import
Bring your history in — CSV from any bank, Smart CSV with AI column mapping, paste any text, or snap a photo of a statement.
Cloud Sync
Access your data anywhere. Real-time sync across all your devices.
Get Started in 3 Simple Steps
Sign Up
Create a free account in 30 seconds. No credit card required.
Speak
"Lunch at Chipotle, twelve fifty." That's it. We log it instantly.
See what's safe to spend
Your dashboard shows a single number — what's yours after every bill, budget, and goal. Pro members also wake up to a Monday morning AI digest of the past week.
Available Everywhere You Are
Seamlessly sync across all your devices. Start on your phone, continue on the web. Your data is always up to date.
iOS
Android
iPad
Web
Built for How You Manage Money
Personal Finance
Track daily expenses, set budgets, and reach your savings goals faster.
Freelancers & Self-Employed
Separate business and personal expenses. Tag for taxes, export for your accountant.
Small Business
Professional expense tracking with receipt management and export for accounting.
Travelers
Offline mode for all users. Multi-currency support with Pro. Track trip expenses anywhere.
Students
Simple budgeting for student life. Track loans, part-time income, and daily expenses.
Busy Professionals
Don't have time for spreadsheets. Voice-log expenses in seconds; the Pro Weekly AI Digest delivers a Monday morning recap so you never have to dig.
Loved by Thousands of Users
"Voice entry is a game changer. I used to forget to log half my expenses. Now I just say them while driving home."
Sarah M.
Product Manager, San Francisco
"Finally an expense app without annoying ads. The free tier is genuinely useful, not a crippled demo."
Marcus K.
Freelance Designer, Austin
"Receipt scanning actually works! Most apps fail on my crumpled receipts, but VoiceSpend handles them perfectly."
Jennifer L.
Small Business Owner, Chicago
Simple and Transparent Pricing
Start free and upgrade when you need more.
Free
Perfect for getting started
- 10/month voice entries
- 2 financial accounts
- 5/month receipts
- 3 budgets
- Split expenses (10 contacts)
- Safe-to-spend calculator
- Cash flow calendar & forecast
- On-pace budget indicators
- Account & spending widgets
- Net worth dashboard
- Automatic backups
- Basic reports
- Cloud sync
- No ads, ever
- Receipt scanning
Plus
For serious trackers
$59.99/year billed annually
- Everything in Free
- 100/month voice entries
- 10 accounts
- 50/month receipts
- Split expenses (50 contacts)
- AI auto-categorization
- Velocity push alerts (mid-period)
- Rollover budgets
- Budget Status & Safe-to-Spend home widgets
- All export formats
- Merchant analysis
- Monthly report card with image export
Pro
Full power with AI
$99.99/year billed annually
- Everything in Plus
- Unlimited everything
- Unlimited contacts & splits
- Weekly AI spending digest
- AI insights & recommendations
- AI budget suggestions
- Multi-currency support
- Lock-screen widgets (all 4)
- Unlimited receipt scanning
- 12-month report card history
Lifetime
One-time purchase
One-time payment
- All Pro features forever
- Lifetime updates
- No recurring payments
Frequently Asked Questions
Yes! The free tier includes expense tracking, 10/month voice entries, 2 accounts, budgets, and reports. No ads, no trial period. Upgrade to Plus for more limits, or Pro for AI features and unlimited everything.
Ready to Take Control of Your Money?
Join 10,000+ users who track expenses effortlessly.
No credit card. No commitments.