A pie chart tells you dining was 22% of your spending. A trend tells you dining has been climbing for four months. VoiceSpend reports are built to show the trend — that's what actually changes behavior.
The spending summary
The top of your Reports screen shows three totals for the current period:
- Income — money in
- Expenses — money out
- Net — income minus expenses
Tap any number to see the underlying transactions.
Category breakdown
Below the summary, each category row shows:
- Category name — the label you assigned
- Amount spent — total for the current period
- Percentage — share of total spending
- Trend indicator — direction vs. the previous period
The trend indicator colors:
- Green — you spent less than last period.
- Red — you spent more than last period.
A category that stays red for several months is worth examining.
Month-over-month comparison
Swipe left or tap the period selector to load previous months. Your full history is kept, so you can compare any two periods.
When comparing, watch for:
- Big swings — a category jumping 50%+ month to month signals inconsistent budgeting or binge-and-restrict cycles.
- Quiet creep — small monthly increases compound. $20/month extra on dining for six months is $120/month of drift.
- One-off spikes — a single large transaction can distort a category total. Check whether it's a pattern or a one-time event.
Day-of-week patterns (Plus+)
Plus+ adds a 90-day rolling view of average daily spend by weekday. Most people find one surprise — the day they consistently overspend without realizing it.
Income tracking
Logged income appears alongside expenses, giving you an effective savings rate for any period. Especially useful for variable-income earners.
Exporting your data
From the Reports screen, tap Export to download a CSV of any time range. The file includes date, amount, category, account, notes, and tags — everything you need for tax prep, reimbursements, or custom analysis.
Monthly review checklist
A ten-minute monthly review:
- Check the net. Surplus or deficit?
- Scan the top five categories. Anything unexpected?
- Open one red-trending category. Look at the underlying transactions.
- Compare to last month. What changed, and was the change intentional?
- Adjust budgets that were consistently off. If dining was over three months in a row, the budget number is wrong — not your behavior.
The point of a review is to calibrate next month's plan, not to judge last month's choices.